winter sun

Most ‘Dangerous’ time of the year?

Which is the most dangerous time of the year, Summer or Winter?

As you sit in the garden, sipping your evening glass of wine this summer, it might not occur to you that this is the most dangerous time of year. Indeed, you may quite rightly think that winter with all its cold snaps and storms is the season to be wary of. The truth is that both summer and winter have their dangerous sides and they can certainly pose a threat to the most vulnerable in society.

The Heat of Summer
We are lucky that we live in a temperate country such as the UK but there are times when the skies clear, the temperatures soar and we all need to take a little extra care with the heat. The longer days and warmer weather gives us greater opportunities to go out and about and enjoy ourselves. There’s also the chance to have the odd barbecue here and there which can present its own dangers including mixing flammable liquids and hot open air grills with people who may have had too much alcohol.

Making sure that you drink enough water during the hot summer days is a must, as we are all aware. Don’t forget to check on any elderly neighbours as they are the most vulnerable when it comes to problems such as dehydration. You will also need to apply some suitable sun protection when going out in the heat of day and make sure any children are adequately covered.

Beaches can very quickly turn a relaxing environment into a trial of the elements. Every year millions of people look to the golden sands and pebbled beaches of the UK’s coastline with a view to topping up a tan, reading a book or playing in the sea and sand with their family. With so many people cramming into finite areas of space it is not uncommon for more and more people to seek the more secluded and less popular stretches to spread out onto.

The downside of this is that many fail to take into account the reason they are less popular. Fierce rip tides, full stretches of beaches cut off and then submerged leaving many beach goers stranded and in need of rescue. Last year alone 7,000 people had to be rescued in situations ranging from straying too far from the shore on inflatable beds to wind surfers getting caught by fierce tides and people being stranded by the sea.

During prolonged hot spells you may well find that areas like forests become vulnerable to fires and whilst the UK is nowhere near as dangerous as a country like Australia in the summer, people still need to take care when lighting up for whatever reason. Avoiding extremes is also a good idea and you should think twice about jumping from a hot day into a cold river or lake as the shock can actually cause your heart to fail.
The Ice of Winter
Winter, of course, brings its own problems. A cold snap can be a danger to the most vulnerable in society, particularly the elderly who may not possess the funds to keep their heating on all the time. In addition there may well be icy spots on the roads and pavements that present a danger to almost anyone who isn’t taking sufficient care.
If you are going for a walk out into the country then you need to make sure you are prepared for every eventuality. What starts out as a nice day may well turn more wintry and leave you stranded without the right equipment or clothing. A major factor in many deaths, particularly in the country, is the wind chill that can send temperatures plummeting and leave people in real difficulty.
A Change in the Weather
We are beginning to see more and more extremes of weather in the UK and we have, in recent years, encountered cold snaps and heatwaves as well as periods of rain that have caused damaging floods across the country. Both Winter and Summer have their own challenges and making sure you are properly prepared for most eventuality will help keep you safe and in full health whatever the season. One advantage of injury by insufficient planning and poor quality environmental maintenance means that you may actually be eligible for compensation. Girlings Personal Injury Claims company have an online claims checker that allows you determine whether or not you would qualify for compensation.

Ambulance chasers or saints

Ambulance Chasers or Saints

Whatever your opinion, the last thing anyone wants when struggling to cope with injury after a major or even minor accident is to be bombarded with constant text messages and phone calls from people who claim they can help you gain loads of cash as a direct result of your unfortunate incident.

So what are the real issues here?
How do bonafide injury claims specialist contact potential customers if not through aggressive pro-active marketing techniques and spamming?
Are we wrong to deny that at a time of upset we could genuinely do with qualified help?

There is no doubt that if you were unfortunate enough to suffer as a result of someone else’s negligence you would want to know that financial help and assistance would be available to you. Indeed the financial boost might be exactly what you need to cope better and get you back on the road to recovery sooner, but how soon is too soon?

Straight after an accident? Before an accident?

If we are already in the know that this help is easily accessible and thanks to many news stories on the subject we all know that this is the case, then why would we need to be contacted at all by a third party who is clearly seeking to profit from your misfortune?

Answer: We don’t.

But when the worse case scenario does strike, who do we call?

Nowadays, we are all sensible and adult enough to know that pretty much anything can be found on the internet, so when the worse happens it is sensible and feasible for any one of us to carry out a simple search for a reputable local injury claims specialist and preferably one registered with a reputable association or governing body.

And yet the texts keep coming and the emails and adverts still keep hassling us. What I find is helpful about these people is that if they contact me after or before any accident then thank you for helping me avoid your company like the plague. Although I have little doubt that you would try and squeeze as much money from the responsible party as possible, I would have to question the ethics of such tactics in the same way that I question the ethics of charity bullies who virtually mug you in the street and then make your life miserable by demanding more and more money by playing on your emotions.

Surely, there are rational and sensible alternatives to all this. The fact is, not all injury claim companies are like this and many offer arms help and information for you to make more informed decision. Girlings Personal Injury have created a Medical Negligence Frequently Asked Questions page which is concise, direct, factual and does not try to cudgel you into choosing them through spam or bullying tactics. They are covered by a regulating body and their website inviting rather than coercing.

We have all seen the TV ads with actors pretending to be lawyers telling you how you can milk the system. How refreshing it is to find there are companies out there who genuinely want to help you for your sake than their own, who are prepared to lose you to a competitor but send you away with the best advice rather than the best fabricated case.

Ambulance chasers or saints, I know which one I would go to.

disability changes

Disability Living Allowance – What to Expect

Disability Living Allowance is a payment from the Government which is available to help with extra costs brought on by being disabled or if you are suffering with a long term illness. It is to help you with any extra costs that you may have due to being disabled. You do not have to have contributed to National Insurance or tax in order to qualify and you will not be expected to pay tax on what you receive.

Recently, Disability Living Allowance (DLA) has been replaced by Personal Independence Payment (PIP) for those who are new claimants of this benefit are under the age of 65. As part of the change to PIP, the Department of Work and Pensions is intending to reassess claimants for PIP between now and 2018. If you were under 65 on 8 April 2013, then you will be reassessed. Those who were born either before or after 8 April 1948 are still eligible to receive DLA as long as you are still in need of care or mobility help.

The amount that you can receive is between £21.80 and £139.75 per week depending on how much support you need for your condition. The amount awarded to you will be dependent on how your condition affects you, rather than what your condition is. If your circumstances change, then you will need to contact the Disability Benefits helpline on 0345 712 3456.

If you are not expected to live more than 6 months due to a terminal illness, you will be entitled to receive the enhanced daily living component of Disability Living Allowance benefit.

You might want to use this online benefits calculator to understand whether you are entitled to any other benefits. Any benefits which you receive will be paid into an account such as your bank account. http://www.entitledto.co.uk/benefits-calculator/startcalc.aspx?e2dwp=y

You should look at whether there are any additional extenuating circumstances that can help you, for instance if the cause of your disability was not your fault then you should contact a personal injury claims specialist to discuss the possibility of investigation if any reparation is possible under law.

Girlings Personal Injury Specialist, Jonathan Pidduck says; ‘There are many cases where disability occurs over time as a result of external factors, in those cases it is too easy for people to simply accept that there is nothing they can do and no one else is to blame. We can advise people with disabilities if there is any possibility of recourse and compensation, which will help them to improve their living standards and make their disability a little more bearable.’

Details of how to contact Girlings can be found on their website www.girlingspersonalinjury.co.uk, who operate a ‘no win, no fee’ service and are approved claims solicitors who are also registered with APIL and regulated by the Law Society.